Direct lender payday loans online -See our online payday loan application
See our online payday loan application
Via online Payday Relay.com, online payday loan options go hand in hand with values of security and proximity.
The bank makes it visible to their customers that with them you can be sure of getting the help and confidential guidance you may need in connection with putting together and borrowing a payday loan.
With opportunities to take up a private loan of up to DKK 150,000. At a fixed interest rate, there are good opportunities for creating an overview and stability about one’s private finances in both the short and long term.
By reading, etc., answers are given to important, practical questions that may arise in the process of taking out a loan.
In addition, there is a guide for the key points that the borrower must pay particular attention to when borrowing.
Worth knowing about private loans at Reiter Finans
Who is Reiter?
Reiter Finans is an online-based bank that physically has a business address in Odense.
It is possible to get in touch with the bank on all days of the week between 08.00 – 22.00.
Whether it’s more general questions or advice for personal guidance, the bank’s support is ready to help.
Behind the company are two of Denmark’s leading online banks – respectively. 3C Retail and L’EASY. Thus, customers can be sure that Reiter Finans has control over both services and services.
The bank does not require collateral in connection with the raising of private loans. In addition, Reiter Finans gives the freedom to decide for their customers what the money from a private loan should be used for.
Effective response time
If you are missing out on money for a holiday or need for a new washing machine or phone and do not have the opportunity to wait for answers from the loan provider for several days, Reiter is a good choice.
In addition to the extended telephone opening hours of all days of the week, the bank can offer contact through an online chat, which can be found on their website.
This separate service enables you as a customer to get in direct contact with the bank during its opening hours.
What is the loan option for a private loan?
A private loan is also referred to as a consumer loan. This type of loan makes it flexible for the customer to decide on the use of the loan and the repayment framework.
At Reiter Finans, it is possible to borrow up to DKK 150,000.
In addition, the customers themselves can determine the desired maturity, which must apply as a time frame for the loan.
The maturity of up to 120 months can be chosen.
There are no hidden fees associated with taking a private loan with Reiter. At the bank, the costs are transparent, so it gives their customers a real opportunity to organize a budget that provides realistic repayment opportunities.
Competitive interest rate
With a healthy private economy and a good credit rating, Reiter can offer a competitive low-interest rate on the consumer credit market.
The interest rate starts from 6.93%.
With a fixed interest rate, the customer gets a stable interest rate, which makes it possible to put the budget over long periods of time, as the interest rate is transparent and constant.
The interest rate is determined on the basis of an individual assessment of the applicant’s loan application.
Here, the parameters regarding fixed income, latest pay slips, and the latest annual statement will influence the interest rate determination.
What are the loan terms of Reiter?
- Applicants must be over 20 years of age in order to be able to borrow private loans
- Applicant must not be registered in the RKI or Debtor Register
- The minimum amount for a private loan is DKK 10,000 (which cannot be borrowed for less than this amount)
- Apply and sign the online loan using NemID
If you do not have NemID but have a Danish residence and have reached the age of 18, you are entitled to access NemID. This can be applied for at the local citizen service, where NemID will also be handed over.
- There are no additional costs associated with early repayment of loans
How is the application process going?
Application for a loan from Reiter Finans takes place directly from the bank’s website, where there is a clear and simple form for filling out.
The bank is able to respond to an application at least one hour after the application has been submitted.
The process of a loan application is divided into three steps:
- Personal Information
In this box, your personal information must be entered – including name, age and contact information.
At the same time, the wishes of the loan you want to apply for must be entered. That is, the loan’s desired size and maturity.
- Housing, jobs, and finances
Here you will find information about one’s income and financial situation. This information is used, among other things, to credit the applicant’s financial situation.
- Log in with nem id
NemID makes it easy and simple for both the loan applicant and the bank to obtain the necessary information from SKAT, which must be used to credit the loan applicant in question.
When logging in with NemID, you allow Reiter to obtain relevant information.
This way you avoid having to submit paper documentation as a customer. An important factor that streamlines the application process.
Importance of the non-binding application
There is no need to be reluctant to investigate and be curious about its loan options at Reiter. An application for a loan is not binding or binding and it is, therefore, free for potential customers to apply.
Where can I find more info about loans at Reiter?
The bank has a simple and transparent website, where among other things there is a FAQ, where the bank has collected answers to some of the most frequently asked questions.
On the bank’s website you can also easily find relevant contact information – both by phone, e-mail address and chat option.
There is no need to hesitate to contact the bank. They have many contacts for a reason!
It is normal to have both practical and personal issues in connection with borrowing.
Here one can, among other things, answer how quickly one can expect that one’s loan will be paid to one’s account.
The bank is available to its customers for the same reason.
Good advice on borrowing
Reiter has drawn up three specific tips and recommendations for their customers.
- Set a budget for your private finances
It is always a good idea to set a budget for your personal finances to find out how much money you may have. need to borrow.
It is important to pay attention to all items in one’s finances (food, transport, subscriptions, etc.).
At Reiter’s website, there is a useful link to a budget form, where you can leave your own budget from home and thus form an overview of one’s private finances.
- Be realistic about your long-term budget
Budgeting is an effective tool to get an overview of how much you are able to pay off on a specific loan each month.
When all expenses are deducted from revenue for each month, the available amount will come forward. This amount will tell if there are space and ‘air’ in the economy to pay off on a loan and give an impression on the size of a possible loan.
What can you do with Reiter?
Reiter offers SMS loans today at as much as DKK 150,000. This means that you can borrow for many larger things than other Danish loan providers. Your loan application is always completely free and is not binding. In addition, you have a 14-day cancellation period as on all other loans.
You must be over 20 years old and be a Danish citizen in order to borrow money from Reiter. You will receive an answer of about 1 hour during the opening hours, so the waiting time for your loan application is short when you apply for a loan here. If you are looking for a quick loan then Reiter will be the right loan for you. Then click on the link above and send out your loan application. You will then very quickly receive answers to your application.
Budget and economy
Reiter recommends that you put your budget so that you have a full overview of both your income and your expenses. It is recommended that you use payment service, so you do not risk that you will forget an installment. It can quickly become too expensive if you get reminders by late payment of your installments. If you do not know how to budget, you can download a budget form from their website.